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What is T+2 Settlement on the PSX?

Settlement

PSX ready-market trades settle on a T+2 cycle: shares and money change hands two working days after the trade date, cleared centrally through NCCPL with securities held at CDC.

How it works

The two-day gap is what makes intraday squaring possible — buying and selling the same shares within the cycle nets to no delivery obligation, which is exactly what UIN settlement data measures.

NCCPL acts as central counterparty, netting obligations per clearing member and per UIN, while the Central Depository Company (CDC) moves the actual book-entry shares.

Common questions

When do I actually own PSX shares I bought today?

Legally the trade is yours immediately, but shares arrive in your CDC sub-account on settlement day, two working days later (T+2). Selling before then is allowed and simply nets against your purchase.

Related terms

UINCM SettlementDelivery Ratio